Business Insurance
Your business is important. To you. To your employees. To your customers. To your community. If you could no longer provide your products or services, the ripple effect would be felt far and wide. At American Family, we offer a variety of business insurance products, as well as some valuable services, to help protect your livelihood. The following offerings are available to our business customers:
Business Insurance Products Businessowner Policy |
Businessowner Services Loss Control/Safety Resources |
For details on some of the industries we serve, select a category on the left. |
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The American Family Businessowners Policy provides comprehensive insurance coverage for small businesses. This policy brings property, liability and loss-of-income coverage into a simple package to help protect your business. And our Businessowners Policy can be tailored to meet the specific needs of your business with customizable coverage options. For more information, contact your American Family Insurance agent and read our Business Insurance brochure.
Rental Dwelling Protection Program
As an independent landlord, American Family’s Rental Dwelling Protection Program provides you the coverage you need on one- and two-family rental units, at an affordable rate. As a rental dwelling policyholder, you also have access to a discount of almost 75 percent on unlimited tenant screenings through our partnership with Transunion, as well as property management resources such as sample forms and applications. For more information on our Rental Dwelling Protection Program, contact your American Family Insurance agent. And learn more about our landlord resources by visiting the American Family Insurance Landlord Toolbox.
Because every business is different, the American Family Business Key Policy is flexible, allowing you to pick and choose the insurance coverage your business needs. Choose from property, general liability, inland marine and crime coverages as well as many additional coverage options. For more information, contact your American Family Insurance agent and read our Business Key Policy brochure.
The American Family Insurance Contractors Package Program is specially designed for artisan contractors with 10 or fewer employees. The program combines the two coverages you need most: Commercial General Liability and Contractors Equipment. The program is flexible, allowing you to include optional coverages (for example, building and business personal property, or installation floater) to best meet the needs of your business. For more information, contact your American Family Insurance agent and read our Contractor Package Program brochure.
The American Family Business Auto Policy provides insurance for your business vehicles or fleets. Whether you use your company autos to meet with customers, make deliveries or provide services, a Business Auto Policy provides liability coverage in case of bodily injury or damage to someone else’s property, as well as collision and comprehensive coverage for your vehicles. In addition, our Business Auto Policy will cover any auto, hired or non-owned, being used to conduct business for you. For more information, contact your American Family Insurance agent and read our Business Auto Policy brochure.
Workers Compensation and Employers Liability Policy (not available in all states)
The American Family Workers Compensation and Employers Liability Coverage policy combines two separate coverages to meet the insurance needs created by workers compensation laws and regulations in each state.
For more information, contact your American Family agent and read our Workers Compensation and Employer Liability Policy brochure.
Our Commercial Liability Umbrella Policy is designed to give you added protection against the financial consequences of major accidents or incidents. It picks up where your underlying business insurance liability coverage ends, providing extra liability coverage over your primary limits. For more information, contact your American Family Insurance agent and read our Commercial Umbrella Liability Insurance brochure.
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